This is our first card under review from the HSBC family. So, first let us see how the card looks
Features of the HSBC Visa platinum Card:
This card comes for with no joining cost and with no annual fees.
You get 10% cashback on all spends during the first 90 days from the date of card issuance subject to a minimum spend of Rs.10,000 and a maximum cashback of Rs.3000 per card valid from 1 January 2016 to 31 December 2016
Get 3 times rewards on spends on dining, hotels and telecom spend categories for the first 12 months.
Get 2 reward points for every Rs. 150 on other spends.
Get 5 times rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 in a year up to a maximum of Rs. 1,000,000 in a year .
What klippd liked the most of this card?
The most happening part of this HSBC Visa platinum card is the 10% cashback you get for all your shopping for the first three months. So, imagine you have a medical insurance to be paid up worth say Rs. 15,000 or a life insurance policy premium due amount of Rs. 30,000. Now, with the help of HSBC visa platinum card, you can easily manage to save 10%. So, for medical insurance you would save Rs. 1,500 or for the life insurance you end up saving 10% which is Rs. 3,000.
No doubt this in one time but still if you know in a month or two in advance, you have a premium due, you can take the advantage and let the money work for you.
We strongly recommend the card, if you know well in advance say a month in advance that you have a big spending of around Rs. 30,000 coming up. This HSBC visa platinum card would help you save maximum of Rs. 3,0000 which to us is not bad and in fact free. We all love free money.
Stay klippd, Stay frugal, Stay happy