Shaastra: Klippd blog

Stay Klippd, Stay Frugal


Which credit card is best to use for salary range 4L per annum in India?

With the salary of Rs. 400,000 per year, you can go for any of the below cards. We like SBI very much because the service is above par and the chances of getting rejected is very less.


SBI FBB StyleUP Card:

Welcome gift voucher worth Rs. 500

Flat 10% discount on apparels, footwear, accessories at FBB and big bazaar

2.5% cash back on spends at big bazaar, food bazaar, FBB, Dining

This card comes for free as you get Rs. 500 cash back every year as bonus

Review of SBI FBB StyleUp Card

SBI SimplyClick Card:

2.5% cash back on amazon, foodpanda, ola, lenskart and many more

Rs. 500 amazon gift voucher as joining gift

Up to Rs. 4,000 in gift voucher on reaching various thresholds

This card would help you save always on online shopping like amazon, lenskart etc

You can take benefit of klippd for your extra savings

SBI SimplySave Card:

This card would give you 2.5% cashback on your grocery spends and departmental store spends.

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points. These points are worth Rs. 500.

This SBI SimplySave Card does comes with a fees of Rs. 499 but would be waived off, if your spends are more than Rs. 75,000 per year.

Hope the features would help you in selecting the card. It is always advisable to have multiple cards but the main purpose should be solved with that. Like if you spend a lot at big bazaar then the SBI FBB StyleUP Card is for you.

Stay klippd, Stay frugal, Stay happy