What are the benifits of credit card?

Well, this is out of personal opinion. I have got some 6 odd cards ranging from ICICI to HSBC.

Now, everyone wonders why do I have 6 credit cards?

1 – It is a tool to make your money work for you, if used smartly

2 – It gives you lot of reward points and offers

3 – Helps you build credit history and directly proportional for your loans interest rates in the future. A better credit history will mean lower interest and so on.

4 – Gives you discounts on movie tickets, rentals, hotels, utility bills

Trust me, credit cards help you save enormously. I will help you some cards with the reasons they should be used.

1 – SBI SimplyClick Card:

1.25% cashback on online spends

2.5% on amazon, ola, lenskart etc

Rs. 500 amazon gift voucher

Rs. 4000 amazon gift voucher on reaching thresholds

2 – SBI FBB StyleUp card:

2.5% cashback on grocery spends at big bazaar

10% discount on fashion at FBB
Rs. 500 joining gift voucher from FBB

2.5% cashback on restaurant spends

3 – Citi Indian Oil Platinum Card:

Earn over 70 litres of free fuel annually

Save over 5% on fuel at IOC outlets

No Joining Fees. No fee shall be charged if Rs. 30,000 or more is spent on the card during the year

4 – CitiBank Rewards Card:

Earn 10 Reward Points for every Rs 125 spent at Apparel & Department Stores

Pay with your Reward Points when you shop at over 700 outlets

No Joining Fees. No fee shall be charged if Rs. 30,000 or more is spent on the card during the year

5 – Standard Chartered UBER Credit Card

5% cashback on supermarkets and departmental stores

Earn 5x reward points per Rs150 spent on other categories

Enjoy 20% cashback of upto Rs. 600 per month on Uber rides

Apart from this you can take advantage of Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal and get your extra discounts and cashbacks

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