Which credit card is the best to apply for, for an annual income of under 5 Lacs?

Well it all depends upon the spending category but if you spend a lot at big bazaars or FBB then

SBI FBB StyleUp card:

2.5% cashback on grocery spends at big bazaar

10% discount on fashion at FBB
Rs. 500 joining gift voucher from FBB

2.5% cashback on restaurant spends

SBI SimplyClick Card:

1.25% cashback on online spends

2.5% on amazon, ola, lenskart etc

Rs. 500 amazon gift voucher

Rs. 4000 amazon gift voucher on reaching thresholds

Citi Indian Oil Platinum Card:

Earn over 70 litres of free fuel annually

Save over 5% on fuel at IOC outlets

No Joining Fees. No fee shall be charged if Rs. 30,000 or more is spent on the card during the year

CitiBank Rewards Card:

Earn 10 Reward Points for every Rs 125 spent at Apparel & Department Stores

Pay with your Reward Points when you shop at over 700 outlets

No Joining Fees. No fee shall be charged if Rs. 30,000 or more is spent on the card during the year

Apart from this you can take advantage of Klippd: Coupons, Cashback, Offers and Promo Code. Stay Klippd, Stay Frugal and get your extra discounts and cashbacks

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