Shaastra: Klippd blog

Stay Klippd, Stay Frugal


Which is the best credit card in India for the following requirement?


  • Bill Payments
  • Shopping
  • Movie Ticket offers.
  • Less fee/ interest

Now, since you know which is your most criteria for spending ..I would be just listing the cards and remember that each card has its purpose

klippd your saving partner

SBI SimplySave Card

Users who dine a lot and shop at those dmarts and bigbazaar stores.

Gives you 2.5% cash back on all restaurants and groceries spends.

So, we can safely assume, we all spend Rs. 100,000 on foods and groceries on an annual basis which means you saved Rs. 2,500. This is really awesome and free money.

Electric and telephone bills-

Citi Cashback Card

5% on electric bills all the round but your minimum electric bill should be Rs 500 to earn the 5% cashback.

5% on telephone bills all the year with minimum spend to be at least Rs. 500.

0.5% elsewhere full year or we can say one cash point on every Rs. 200 spend every time.

This card comes with a fees of Rs. 499 but would be worth it, if you think you can save anything above Rs. 600 per year.

Big Bazaar Spends:

SBI FBB StyleUP Card:

Welcome gift voucher worth Rs. 500 for free from FBB

Flat 10% discount on apparels, footwear, accessories at FBB and big bazaar

2.5% cash back on groceries and other spends at big bazaar, food bazaar, FBB, Dining.

Online Shopping:

SBI Simply Click Card

You get Rs. 500 joining gift voucher from amazon for free.

10 rewards points on Amazon / BookMyShow / Cleartrip / Foodpanda /FabFurnish / Lenskart / OLA / Zoomcar which is nothing but 2.5%in cashback.

The cashback is not limited to these stores. If you do your shopping on any other website apart from these you earn 5 reward points which is equal to 1.25%. So, lets assume you make electric bill payments of around Rs. 20,000 per year. Now due to this card and freecharge coupons,freecharge offers or mobikwik coupons, mobikwik offers or paytm coupons, paytm offers and paytm deals from klippd would help you save 5% plus extra 1.25% per year. This leads to an indirect saving of Rs. 250 per year. This was just one of the basic things which we all have to pay for. If we expand this horizon to mobile bills, telephone bills, groceries and much more the 1.25% can be very big and can run into 1000’s easily per year. Again, this 1.25% is just the cherry, the cake are the coupons and cash backs from klippd.

Also, to add is that all your offline shopping would give you 0.25% cashback, though this is very less when compared to some other cards which we would review in the very near future.

The SBI SimplyClick card also comes with a bonus. You get Rs. 2000 worth amazon voucher for free on spending Rs. 100,000 per year and another Rs. 2000 free amazon voucher if you spend Rs. 200,000 per year. 200,000 per year is an easy catch and you can easily get these Rs. 4000 vouchers for free.


Movies and others:

You can also give a look on SBI Elite Card. This card is one of the most premium card and can help you save like 30,000 every year easily.

Stay klippd, Stay frugal, Stay happy